Honouring the farm you built.
Creating opportunities for what comes next.
Farm wealth is different from traditional wealth.
Land, equipment, corporations, and family roles create unique
financial challenges many advisors don’t fully understand.
We do. Let’s talk about what it means for your farm and family.
Working Together
for Your Farm’s Future
Personal Cashflow
& Investment Planning
Corporate Cashflow
& Investment Planning
Estate, Beneficiary
& Probate Planning
CPP, OAS & Investment
Income Planning
Next Generation
& Farm Entry Planning
Farm Transition Planning
& Coordination
Who We Help
Our transition plans are built around what comes next. We don’t just create the plan, we help guide it forward, supporting your family and adjusting along the way as life changes.
Farm Families Preparing
for Transition
Parents thinking about...
• succession
• fairness between farming and
non-farming children
• retirement income
Next Generation
Farmers
Younger farmers looking to...
• buy into the operation
• grow the farm business
• manage debt
• build personal wealth outside
the farm
Established Farm
Owners
Established Farmers...
• tax efficiency
• risk management
• long-term planning
Personal Cashflow & Investment Planning
Should we be taking more income to invest in our personal accounts?
Which types of accounts should we be using to make sure we aren't paying too much tax?
How can we invest for the long term but still be prepared if we need to access our investments?
We don't have much experience investing. How can we be sure it's right for us?
Corporate Cashflow & Investment Planning
We have excess cash that has built up in our corporation. How can we invest it tax efficiently?
How do we build a corporate investment strategy that generates long term tax efficient income for shareholders?
How can we plan so our corporate investments can help in years where the farm isn't as profitable?
We've heard good and bad things about insurance. How do we know if it's right for us?
Estate, Beneficiary & Probate Planning
Our will was written quite a while ago. How do we check if we need to change or update it?
How do we make sure the right assets go to the right people without unnecessary tax or delay?
We have RSP's, and life insurance. How do we make sure our beneficiary designations are correct?
How do we minimize probate and make the estate settlement process as simple as possible for our family?
Thoughtful transition
planning helps turn the farm
you built today into opportunities
for your family tomorrow.
CPP, OAS & Investment Income Planning
There are so many different opinions on when to take CPP. How do I understand my options to make
an informed decision?
How do we coordinate CPP and OAS with our other income so we aren't paying more tax than we need to?
We have RRSPs and corporate investments. How do we draw income from them in the right order?
How do we make sure we have enough money to live the way we would like?
Next Generation & Farm Entry Planning
I want to farm. How do I start building the financial foundation to make that possible?
I want to buy into the family farm. How do I understand what that actually means financially?
How do I build my own personal wealth alongside the farm so I'm not putting all my eggs in one basket?
How do I start planning for the day I take over without it becoming a difficult family conversation?
Farm Transition Planning & Coordination
Our will was written quite a while ago. How do we check if we need to change or update it?
How do we make sure the right assets go to the right people without unnecessary tax or delay?
We have RSP's, and life insurance. How do we make sure our beneficiary designations are correct?
How do we minimize probate and make the estate settlement process as simple as possible for our family?
Start the conversation when you're ready.
Fill out the form below or give us a call 365.206.0225 We'd love to connect.
Finding Your Way to
Farm Wealth
We always welcome the opportunity to sit down,
hear your story, learn about your farm, and talk through the opportunities and decisions ahead.
146 Forfar St W
Caledonia ON
365.306.0225